Finance

Insolvency, Bankruptcy and IVA’s

February 14, 2012
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If you are considering applying for bankruptcy or an Individual Voluntary Arrangement you will need to find out if you are able to be considered first. The Insolvency Act is in place to help discover if you have many debts which are more than the amount of assets that you own. It is also a way of discovering if your outgoing bills are higher than you income. You Need to Be Insolvent to Be Made Bankrupt If you are found to be insolvent then the options of the bankruptcy or the IVA can be considered, applied for and potentially...

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How to Make Stock Market Investing a Success

January 3, 2012
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Investing your money in stocks is a safer way to make your idling money to earn for you. It has been found with experience that investing in stocks and leaving them to increase in value brings better returns than leaving the same money in savings accounts in banks or any other saving instruments. Also stock market investing has become a much easier task these days due to your being able to do the transactions online. In case you are going to engage yourself in stock trading, there are many online tools to help you. In order to decide how...

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The PPI Scandal and How You Can Claim PPI Back

December 23, 2011
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Back in May, the PPI scandal was revealed which brought to light the aggressive sales tactics of banks in the United Kingdom.  The PPI scandal was not limited to just one bank but rather numerous UK banks after many people who had been duped into taking out payment protection insurance took measures to claim PPI back.  The mis-selling of insurance is said to date back ten years and during this time thousands of people were sold a form of insurance that was neither wanted or required. How Was PPI Mis-sold? PPI policies have been sold alongside loans, credit cards...

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The Santa Run

December 20, 2011
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There are many races and running events that take place throughout the year. As well as half marathons of 13.1 miles and full marathons of 26.2 miles you can also find a variety of fun runs with distances that range up to 10k or more. You can also find events that run past famous landmarks, through stunning parks, and around some of most beautiful cities in the country. Themed events like the Santa run also provide a fun way to raise money for your chosen charity. The Santa Run, in Greenwich Park, is a 5k fun run and this...

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You Can Find Help to Claim Back Your Credit Card Protection Money

October 19, 2011
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The payment protection insurance scandal is something that has affected millions of people in the UK because many have been mis-sold the product. As a result of this you may be wondering yourself how you can claim back your credit card protection money. Making claims for any kind of compensation can be a difficult thing to do if you don’t already know what you are doing and it can be easy to get lost in the information that is available. If you would like to make a claim but are concerned about the processes involved however, you will be...

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PPI claims 101

September 21, 2011
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There are several reasons people might want to reclaim PPI – and PPI claims can be really straight forward, or can be incredibly difficult.  The problem in most cases isn’t knowing what type of claim to make, but whether your claim is even valid, and in those cases, it’s imperative to hire an expert to reclaim whatever money you feel has been paid in error.   How to choose a PPI claims expert One of the areas many people need to consider is how to choose their PPI expert – whether they want to consider choosing one that has...

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Mis sold an Endowment Mortgage? Make a Claim

September 21, 2011
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There are many companies who will say they will deal with your claim if you have been mis sold a mortgage.  However, it is worth choosing your representation carefully. Many companies will charge you upfront fees for handling your case, and this does not have to be the case. Look online to find a company who will investigate all of your documentation without asking for any fees upfront.  You will not have to pay until you have received your compensation, which means that you will not be out of pocket. The fee is the taken out of the compensation...

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The Only Way to Reclaim Loan Protection Payments

September 20, 2011
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Did you know that up to 20m people have been mis-sold loan payment protection insurance by their loan companies?  That’s a shocking amount and you might think there is nothing you can do about it.  Thankfully, there is!  There are companies that can work on your behalf to reclaim loan protection payments and the compensation you receive could be in the thousands.   Even on Old Loans? Yes, even on loans up to 10 years old.  If you think you have been sold payment protection insurance in a dishonest or underhand way then you could easily Reclaim loan protection...

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Types of Investment Fund

August 7, 2011
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There are many different kinds of investment funds available. However, when you put your money into an investment fund most of the time what you are actually doing is investing in stocks and shares. There are other kinds of investment funds that are invested in commodities like gold or fuel, but the chances are the investment fund you put your money into will be used to buy stocks and shares. Which Investment Fund Is Right for You? Which investment fund is right for you is dependent on many factors. The first and most important factor is how much you...

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Hotel Insurance

July 20, 2011
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There are specific types of business insurance policy that are available to the hospitality industry, including hotel insurance. This type of policy covers you for all of the basic legal requirements such as building insurance, public liability, and employer’s liability insurance coverage. However, with a tailored policy that is geared very specifically to your requirements and to your business, you can ensure that you are covered for almost any eventuality or possible problem; even the loss of your licence or an interruption to your business because of utility failure. Whether you run a small, boutique guest house or a...

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